In response to the challenge of maintaining medical combat readiness while providing the best health care for all eligible personnel, the Ministry of Defence established the Defence Health Maintenance Limited (DHML).

DHML is one of the Health Maintenance Organisations (HMOs) authorized and regulated by the National Health Insurance Scheme. It brings together the health care resources of the Army, Navy and Air Force and supplements them with networks of civilian health care professionals and facilities. This arrangement provides better access and high quality service to beneficiaries, while maintaining the capability to support military operations, including conditions peculiar to the military environments and military health infrastructural development through regular annual budgeting..